Liability Insurance

Are you legally liable? Let us help you

Liability insurance is designed to cover your business in the event of third party claims being made against you for negligence that have caused persons to suffer injury or illness as a result.

To help protect your business, Marina can provide liabilitiy insurance solution as a standalone policy or together with our range of business products.

PUBLIC LIABILITY

Your business could be doing everything right, but there could still be a chance that something might go wrong. Public Liability provides protection against third party claims in the event of personal injury or property damage as a direct result of your business activities, while covering legal costs. It also protects you against liabilities arising within your premises or from your business operations. Worldwide territory and jurisdiction can be included in Public Liability policies.

PRODUCT LIABILITY

Product Liability protects against the cost of compensation for personal injuries caused by your faulty product(s), loss of or damage to property caused by your faulty product(s) or un-foreseeable circumstances such as product faults that your quality control system could not identify.

Marina offers Product Liability coverage that provide the proper protection allowing companies to mitigate such risks.

EMPLOYERS LIABILITY
If your employees are subjected to any kind of harm, you, as a business owner, could suffer from substantial financial loss as a result. Being insured means that you are protected from employee claims arising from work related disease or injury.

PROFESSIONAL INDEMNITY
As a professional, if you make an error or mission you are exposed to being sued for negligence or for breach of contract. The professional nature of your work usually means your advice, service or product is worth millions of dirhams to your clients or may have significant impact or effect on third parties.

MEDICAL MALPRACTICE
If Medical Malpractice occurs, Medical professionals can be subject to various judicial processes. For this reason, more and more Doctors and other medical professionals are looking for insurance covers to protect their rights as individuals or as groups through Hospitals, Clinics and other medical service centers.

At MARINA we offer coverage that indemnifies the Assured against all sums where the assured shall become legally liable to pay damages arising out of any bodily injury, mental injury, illness, disease or death of any patient caused by negligent act, error or omission committed by the Assured in or about the conduct of his occupation or business.

DIRECTORS AND OFFICERS
While Directors & Officers Liability cover may often be seen as unnecessary and not a core insurance consideration, claims can be made against the Directors & Officers within your organisation from your shareholders, fellow directors and employees through to your creditors, funders, customers and regulatory bodies. Thats why we offer a Directors & Officers Liability Insurance solution that should be as integral to your business as your other insurance covers.